Non-Agency Non-QM, a flexible loan solution for you.

Whether you’re making investments or navigating life’s transition, there are flexible non-agency, non-QM 30-year fixed loan options designed to empower your financial goals and mortgage needs.

A non-agency, non-QM 30-year fixed loan is a mortgage that’s not backed by government-sponsored enterprises, like Fannie Mae or Freddie Mac. They’re typically offered by private lenders and have more flexible underwriting standards. We now offer the following non-agency 30-year fixed loans to give you more financing opportunities:

Bank statement

Uses 12 months of bank statements to verify your income instead of tax returns.

Asset depletion

Converts your liquid assets into qualifying monthly income.

Non-warrantable condo

Allows financing for condos not eligible for conventional loans.

Rocket Mortgage, LLC; NMLS #3030; http://www.NMLSConsumerAccess.org Equal Housing Lender. Licensed in 50 states. For additional information please visit RocketMortgage.com. ©2000-2025 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906 This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property qualification. Interest rates, loan programs, and terms are subject to change without notice. Equal Housing Opportunity.

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