JNM Funding
Top rated mortgage broker in California
Welcome to my page
I am Jade, lending officer (NMLS id: 727598) and founder of JNM Funding (NMLS id: 2375748).
We are a mortgage brokerage licensed in the state of California. Whether you are in search of a suitable mortgage option or in need of a trusted lending officer who can help finance your dream home, your ideal commercial piece of real estate; or just to read my comments about the market, you are here and I hope you enjoy reading my blog.
With two decades of experience in the mortgage industry, I have been helping clients secure the financing they need to achieve their homeownership and investment goals. As a seasoned residential and commercial mortgage loan officer, I specialize in crafting personalized lending solutions that align with each client’s financial situation and long-term objectives.
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Latest Articles
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Use your growing home equity to boost your getaway
With our new Home Equity Loan, you get more financial freedom to pay down expenses, consolidate debt, make home improvements or take that dream trip like my backpacking trip! Home values are at historic highs, so it’s a great time to reach your goals! Contact JNM Funding to learn more. Disclaimer: Home Equity Loan:
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What happens to the mortgage rates after Fed’s rate cut on Sept 17th?
They’re inching higher. On Sept 17, the Federal Reserve cut its federal funds rate by 0.25% (25 basis points) to support employment and to help bring down inflation. Many borrowers had expected mortgage rates would follow suite but mortgage rates are more tied to long-term bond yields (especially the yield on 10-year U.S. Treasury bonds).
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Non-Agency Non-QM, a flexible loan solution for you.
Whether you’re making investments or navigating life’s transition, there are flexible non-agency, non-QM 30-year fixed loan options designed to empower your financial goals and mortgage needs. A non-agency, non-QM 30-year fixed loan is a mortgage that’s not backed by government-sponsored enterprises, like Fannie Mae or Freddie Mac. They’re typically offered by private lenders and have